Loan Specialist

What the Numbers Say About Loan Specialist

0.3% of the federal civilian workforce (2,289,472 employees total, March 2025) works in the Loan Specialist occupation (OPM code 1165): 5,934 people, headcount up 0.9% versus the prior period, a useful gauge for job seekers on USAJOBS trying to assess whether this role is expanding government-wide or contracting under hiring freezes and attrition.

The average salary for Loan Specialist is $89,139 per year, placing it 18.9% below the overall federal civilian average of $109,869. Salaries moved up by 1.9% from the prior period, a modest shift, consistent with routine locality pay and grade-level movement. Average length of service in this role is 9.9 years, a mid-length average tenure, reflecting a mix of career employees and those who transfer or exit mid-career.

Loan Specialist sits inside the Business and Industry Group family (code 11), which contains 25 related occupations across the federal government. Candidates browsing USAJOBS for Loan Specialist postings should also review these sibling occupations, since federal hiring managers often cross-post positions across closely related codes when recruitment is difficult. All figures here come directly from OPM FedScope Employment Cubes, the same official source referenced in federal workforce planning, budget justifications, and GAO reports.

Loan Specialist makes up 5.1% of the 115,651 employees across the Business and Industry Group family, ranking #3 of 25 occupations in that family by headcount. Its average salary ranks in the bottom half (28th percentile) of pay among Business and Industry Group occupations.